What is it: If a home system or appliance breaks down or stops working, you call the home warranty company. Your home warranty company will call a service provider it has a business arrangement with. The service provider will call you to make an appointment. The service provider will fix the problem. If an appliance or system is malfunctioning and can’t be repaired, depending on your contract coverage, your home warranty company will pay to replace and install the appliance. (This is why it is important to research the company you use. Not all companies cover the same things.) You will pay a small trade service fee (usually less than $100). Be sure to find out what is not covered and what will deny a claim.
How do you get one: When buying a home, a home warranty is usually built in to the contract at the expense of the seller. Please make sure you see this in the contract. If you are an existing homeowner, you can buy a home warranty on your own. Please reach out to us and we can suggest some good Home Warranty Companies to review.